Who we are
Topkrim Deposit taking Sacco was registered on 6th February, 1998, this was after split from SONYACO, with members from the defunct Rachuonyo District joining to form Rachuonyo Teachers Sacco Society Ltd.
The main objective of the SACCO is to mobilize savings, deposits and shares and provide affordable Credit to members for provident and productive purposes. The core business is Savings and Credit plus Financial services to the unbanked community members. The SACCO is regulated by SASRA.
Area of operation is the Republic of Kenya but the base is Homa-Bay County in the Western region. Head office is situated in Oyugis town opposite post bank along KISUMU –KISII Highway.
TOPKRIM SACCO rebranded from Rachuonyo Teachers Sacco Society Limited in 2023 so that members, clients and partners nationally and internationally could effectively be served without limitation by name.
Emergency Loan
- Loan given towards all emergency cases e.g. Funeral, Hospital Bill.
- Repayment period 12 months
- Deposits are multiplied by 3
- Interest rate 1.25% on a reducing balance
- Purchase of minimum shares of Kshs. 9,500
- Minimum monthly deposit of Kshs. 1,500
- Sinking Fund Kshs. 80
- BBF Kshs. 100
- 2 most current pay slips required & photocopy of ID
- Loan considered within 1/3 rule and requires at least 1 guarantor
- Interest rate 1.25% on a reducing balance per month
School Fee Loan
- Granted to members for Education Purposes
- Repayment period 12 months
- Deposits are multiplied by 3
- Interest rate 1.25% on a reducing balance
- Purchase of minimum shares of Kshs. 9,500
- Minimum monthly deposit of Kshs. 1,500
- Sinking Fund Kshs. 80
- BBF Kshs. 100
- 2 most current pay slips required & photocopy of ID
- Loan considered within 1/3 rule and requires at least 1 guarantor
- Interest rate 1.25% on a reducing balance per month
Development Loan
- Deposits are multiplied by 3
- Repayment period 96 months
- Purchase of minimum shares of Kshs. 9,500
- Minimum monthly deposit of Kshs. 1,500
- Sinking Fund Kshs. 80
- BBF Kshs. 100
- 2 most current pay slips required & photocopy of ID
- Loan considered within 1/3 rule and requires at least 1 guarantor
- Interest rate 1.25% on a reducing balance per month
Our Partners
Our Contacts
TOPKRIM DT SACCO SOCIETY LIMITED
Address: P.O. Box 127- 40222, Oyugis
Country Kenya
County Homa-bay
Email: info@topkrimsacco.co.ke
Phone: 0800724607
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